🏦Bank Scorer

This institution is no longer active

Operations ceased on August 1, 2018. CRA examination history below reflects the period it was active.

CRESTMARK BANK

TROY, MI · Supervised by FDIC

Est. 1996FDIC #34,353RSSD: FDIC-34353
Part ofCRESTMARK BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: March 2018

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.98%

Institution Profile

FDIC BankFind

Address

5480 Corporate Drive, Suite 350, TROY, MI

County

Oakland County

Established

October 1, 1996

Total Assets

$1.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2018

Exam Type

Strategic Plan

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2018Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$1.1B

Net Loans

$1.1B

Net Income

$12M

ROA

1.98%

ROE

18.89%

Risk-Based Capital

11.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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