This institution is no longer active
Operations ceased on May 1, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$234M
Total Deposits
$207M
Net Loans
$153M
Net Income
$508K
ROA
0.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.93%
Risk-Based Capital
16.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 107 | 89.72% | 4.67% |
| 2020 | 338 | 91.72% | 4.14% |
| 2019 | 122 | 93.44% | 4.10% |
| 2018 | 127 | 82.68% | 9.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets