This institution is no longer active
Operations ceased on September 3, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.3B
Net Loans
$972M
Net Income
$8M
ROA
1.07%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.92%
Risk-Based Capital
15.72%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 1,130 | 70.71% | 11.95% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2019 | Satisfactory | Intermediate Small Bank |
| Mar 2016 | Satisfactory | Intermediate Small Bank |
| Apr 2013 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1994
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Address
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Established
Total Assets