Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.5B
Total Deposits
$2.9B
Net Loans
$2.6B
Net Income
$18M
ROA
1.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.63%
Risk-Based Capital
12.83%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 842 | 70.9% | 15.91% |
| 2022 | 923 | 73.78% | 14.84% |
| 2021 | 945 | 77.78% | 7.30% |
| 2020 | 1,256 | 74.2% | 7.64% |
| 2019 | 826 | 72.15% | 12.95% |
| 2018 | 806 | 67.12% | 14.89% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Large Bank |
| Sep 2018 | Satisfactory | Large Bank |
| Sep 2015 | Satisfactory | Large Bank |
5 previous ratings locked — back to 2000
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Total Branches
29
Branch Deposits
$2.9B
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red