HUDSONVILLE, MI · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$1.0B
Net Income
$4M
ROA
1.37%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.28%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 133 | 78.95% | 3.01% |
| 2023 | 151 | 82.12% | 3.97% |
| 2022 | 210 | 76.67% | 5.24% |
| 2021 | 433 | 84.3% | 2.08% |
| 2020 | 529 | 85.44% | 3.97% |
| 2019 | 299 | 86.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2018 | Satisfactory | Intermediate Small Bank |
| Oct 2015 | Satisfactory | Small Bank |
| Sep 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$930M
1-Year Change
0
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/west-michigan-community-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 249 | 84.34% | 6.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red