Banks & credit unions · Search Kentucky banks
173 rated banks · 52 credit unions
Kentucky has 173 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 28 earned Outstanding, 1 needs to improve.
Outstanding
28
16.2%
Satisfactory
144
83.2%
Needs to Improve
1
0.6%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
UNITED CITIZENS BANK & TRUST COMPANY
CAMPBELLSBURG, KY · FDIC · Sep 2025
BEDFORD LOAN & DEPOSIT BANK
BEDFORD, KY · FDIC · Aug 2025
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
LONDON, KY · OCC · Jul 2025
FIRST & FARMERS NATIONAL BANK, INC.
SOMERSET, KY · OCC · Jun 2025
UNITED CUMBERLAND BANK
WHITLEY CITY, KY · FDIC · Mar 2025
STOCK YARDS BANK & TRUST COMPANY
LOUISVILLE, KY · FDIC · Aug 2024
COMMUNITY TR BK INC
PIKEVILLE, KY · FRB · Feb 2024
UNITED CITIZENS BANK OF SOUTHERN KENTUCKY
COLUMBIA, KY · FDIC · Dec 2023
WHITAKER BK
LEXINGTON, KY · FRB · Nov 2023
FARMERS STATE BANK
BOONEVILLE, KY · FDIC · Sep 2023
FNB BANK, INC.
MAYFIELD, KY · FDIC · Jul 2023
REPUBLIC BANK & TRUST COMPANY
LOUISVILLE, KY · FDIC · Jun 2023
BANK OF EDMONSON COUNTY
BROWNSVILLE, KY · FDIC · Dec 2022
THE FIRST NATIONAL BANK OF MANCHESTER
MANCHESTER, KY · OCC · Nov 2022
CITIZENS FS & LA
COVINGTON, KY · OCC · Oct 2022
FIRST FS & LA
MOREHEAD, KY · OCC · May 2022
PEOPLES BK
MARION, KY · FRB · Mar 2022
CITIZENS BK OF KY
PAINTSVILLE, KY · FRB · Nov 2021
PEOPLES B&TC OF MADISON CTY
BEREA, KY · FRB · Aug 2019 ⚠
COMMUNITY FINANCIAL SERVICES BANK
BENTON, KY · FDIC · Feb 2017 ⚠
METRO BANK
ClosedLOUISVILLE, KY · FDIC · Jun 2015
KENTUCKY FS & LA
COVINGTON, KY · OCC · May 2014 ⚠
FARMERS BK
HARDINSBURG, KY · FRB · Mar 2012 ⚠
LEITCHFIELD DEPOSIT B&TC
LEITCHFIELD, KY · FRB · May 2011 ⚠
HERITAGE BANK
HOPKINSVILLE, KY · OCC · Mar 2011 ⚠
HOME SAVINGS BANK, FSB
ClosedLUDLOW, KY · OTS · Nov 2009
HERITAGE BANK
ClosedHOPKINSVILLE, KY · OTS · Sep 2008
FIRST FEDERAL BANK
ClosedLEXINGTON, KY · OTS · Jul 2008
CITIZENS DEPOSIT B&TC
VANCEBURG, KY · FRB · Jun 2006 ⚠
WILLIAMSBURG NATIONAL BANK
ClosedWILLIAMSBURG, KY · OCC · Oct 2004
FIRST FEDERAL SAVINGS BANK
ClosedCYNTHIANA, KY · OTS · Feb 2003
FIFTH THIRD BK KY
LOUISVILLE, KY · FRB · Mar 2001 ⚠
BK OF LOUISVILLE
LOUISVILLE, KY · FRB · Sep 2000 ⚠
POWELL COUNTY BANK
ClosedCAMPTON, KY · FDIC · Apr 1999
NCF BANK & TRUST COMPANY
ClosedBARDSTOWN, KY · FDIC · Apr 1999
PIONEER BANK
ClosedCANMER, KY · FDIC · Mar 1999
FIRST NATIONAL BANK OF CLINTON
ClosedCLINTON, KY · OCC · Jan 1999
PEOPLES COMMERCIAL BANK
ClosedWINCHESTER, KY · FDIC · Dec 1998
FIRST AND FARMERS BANK OF SOMERSET, INC.
ClosedSOMERSET, KY · FDIC · Oct 1998
BANK OF CUMBERLAND
ClosedBURKESVILLE, KY · FDIC · Jun 1998
COMMONWEALTH BANK AND TRUST COMPANY
ClosedLOUISVILLE, KY · FDIC · Mar 1998
PEOPLES BANK OF TOMPKINSVILLE
ClosedTOMPKINSVILLE, KY · FDIC · Jan 1998
THE FARMERS BANK
ClosedHARDINSBURG, KY · FDIC · Oct 1997
HEBRON DEPOSIT BANK
ClosedHEBRON, KY · FDIC · Oct 1997
CARROLLTON FEDERAL BANK, FSB
CARROLLTON, KY · OTS · Aug 1997 ⚠
COMMUNITY FIRST BANK OF KENTUCKY
ClosedWARSAW, KY · FDIC · Aug 1997
PIONEER FEDERAL SAVINGS BANK
ClosedWINCHESTER, KY · OTS · Jul 1997
SIMPSON COUNTY BANK
ClosedFRANKLIN, KY · FDIC · Feb 1997
FIRST STATE BANK
ClosedGREENVILLE, KY · FDIC · Dec 1996
CITIZENS BANK AND TRUST COMPANY OF PADUCAH
ClosedPADUCAH, KY · FDIC · Oct 1996
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| CAMPBELLSBURG | FDIC | $226M | Sep 2025 | Outstanding | |
| BEDFORD | FDIC | $120M | Aug 2025 | Outstanding | |
| LONDON | OCC | $833M | Jul 2025 | Outstanding | |
Radcliff · Federal Credit Union
$2.7B
115,025 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
COMMONWEALTH LICU | Frankfort | 144,367 | $2.8B | 11.14% | Federal Credit Union |
L & N LICU | Louisville | 121,597 | $2.6B | 10.53% | Federal Credit Union |
ABOUND LICU | Radcliff | 115,025 | $2.7B | 15.79% | Federal Credit Union |
| Lexington | 112,948 | $1.7B | 11.04% | Federal Credit Union | |
PARK LICU | Louisville | 80,908 | $1.4B | 17.59% | Federal Credit Union |
| Lexington | 54,828 | $583.6M | 12.32% | State Credit Union | |
TRANSCEND LICU | Louisville | 50,358 | $589.4M | 13.00% | State Credit Union |
ASHLAND LICU | Ashland | 46,592 | $412.5M | 12.18% | State Credit Union |
MEMBERS CHOICE LICU | Ashland | 23,216 | $425.8M | 8.31% | State Credit Union |
CLASS ACT LICU | Louisville | 23,195 | $352.3M | 11.05% | Federal Credit Union |
| Paducah | 20,688 | $389.6M | 16.72% | Federal Credit Union | |
SERVICE ONE LICU | Bowling Green | 17,671 | $270.8M | 9.35% | State Credit Union |
| Louisville | 17,263 | $219.1M | 12.88% | State Credit Union | |
| Paducah | 15,892 | $363.3M | 14.64% | Federal Credit Union | |
| Lexington | 12,288 | $125.3M | 17.21% | Federal Credit Union | |
| Benton | 12,058 | $98.4M | 9.76% | Federal Credit Union | |
ADVANZ LICU | Louisville | 9,375 | $158.9M | 15.73% | Federal Credit Union |
| Lexington | 9,295 | $85.5M | 11.79% | State Credit Union | |
| Frankfort | 8,986 | $117.7M | 10.77% | State Credit Union | |
BEACON COMMUNITY LICU | Louisville | 8,909 | $70.7M | 12.42% | State Credit Union |
| Highland Height | 6,790 | $43.7M | 13.42% | Federal Credit Union | |
| Edgewood | 6,390 | $78.8M | 11.04% | Federal Credit Union | |
| Owensboro | 6,071 | $89.5M | 13.75% | Federal Credit Union | |
| Owensboro | 5,432 | $75.4M | 12.03% | Federal Credit Union | |
GREEN RIVER AREA LICU | Owensboro | 4,970 | $60.1M | 20.44% | Federal Credit Union |
METRO PLUS LICU | Lexington | 4,685 | $51.9M | 12.83% | State Credit Union |
MOREHEAD COMMUNITY LICU | Morehead | 4,442 | $64.0M | 13.28% | Federal Credit Union |
KEMBA LOUISVILLE LICU | Louisville | 4,009 | $60.2M | 20.38% | State Credit Union |
ARH LICU | Middlesboro | 3,700 | $20.0M | 26.47% | Federal Credit Union |
| Whitesville | 2,810 | $39.9M | 11.48% | State Credit Union | |
LABOR MANAGEMENT LICU | Lewisport | 2,803 | $28.3M | 14.68% | Federal Credit Union |
| Lexington | 2,760 | $55.6M | 14.84% | Federal Credit Union | |
| Louisville | 2,717 | $49.8M | 15.52% | State Credit Union | |
AUDUBON LICU | Owensboro | 2,567 | $34.8M | 8.79% | Federal Credit Union |
| Paducah | 2,315 | $17.0M | 13.78% | Federal Credit Union | |
OLD KENTUCKY HOME LICU | Bardstown | 2,251 | $19.6M | 12.28% | Federal Credit Union |
| Louisville | 2,184 | $34.9M | 21.21% | State Credit Union | |
| Lexington | 2,130 | $27.7M | 9.24% | State Credit Union | |
MAIN IMPACT LICU | Murray | 2,002 | $23.9M | 10.06% | Federal Credit Union |
BLUEGRASS COMMUNITY LICU | Ashland | 1,861 | $12.7M | 9.83% | Federal Credit Union |
K I T LICU | Louisville | 1,844 | $22.4M | 12.00% | Federal Credit Union |
YOUR HOMETOWN LICU | Mayfield | 1,641 | $27.1M | 8.87% | Federal Credit Union |
DOE RUN LICU | Brandenburg | 1,523 | $12.1M | 11.36% | Federal Credit Union |
| Madisonville | 1,329 | $9.6M | 13.36% | Federal Credit Union | |
| Louisville | 1,303 | $14.3M | 19.58% | State Credit Union | |
KRAFTCOR LICU | Hawesville | 1,157 | $12.5M | 7.55% | Federal Credit Union |
| Louisville | 886 | $7.8M | 12.77% | Federal Credit Union | |
| Ashland | 742 | $8.5M | 14.71% | Federal Credit Union | |
| Harrodsburg | 658 | $5.2M | 22.76% | Federal Credit Union | |
| West Paducah | 588 | $6.4M | 22.86% | Federal Credit Union |
| SOMERSET |
| OCC |
| $680M |
| Jun 2025 |
| Outstanding |
| WHITLEY CITY | FDIC | $459M | Mar 2025 | Outstanding |
| LOUISVILLE | FDIC | $9.5B | Aug 2024 | Outstanding |
| PIKEVILLE | FRB | — | Feb 2024 | Outstanding |
| COLUMBIA | FDIC | $278M | Dec 2023 | Outstanding |
| LEXINGTON | FRB | — | Nov 2023 | Outstanding |
| BOONEVILLE | FDIC | $69M | Sep 2023 | Outstanding |
| MAYFIELD | FDIC | $766M | Jul 2023 | Outstanding |
| LOUISVILLE | FDIC | $7.2B | Jun 2023 | Outstanding |
| BROWNSVILLE | FDIC | $289M | Dec 2022 | Outstanding |
| MANCHESTER | OCC | $231M | Nov 2022 | Outstanding |
| COVINGTON | OCC | — | Oct 2022 | Outstanding |
| MOREHEAD | OCC | — | May 2022 | Outstanding |
| MARION | FRB | — | Mar 2022 | Outstanding |
| PAINTSVILLE | FRB | — | Nov 2021 | Outstanding |
| BEREA | FRB | — | Aug 2019⚠ | Outstanding |
| BENTON | FDIC | $1.4B | Feb 2017⚠ | Outstanding |
METRO BANKClosed | LOUISVILLE | FDIC | $27M | Jun 2015 | Outstanding |
| COVINGTON | OCC | — | May 2014⚠ | Outstanding |
| HARDINSBURG | FRB | — | Mar 2012⚠ | Outstanding |
| LEITCHFIELD | FRB | — | May 2011⚠ | Outstanding |
| HOPKINSVILLE | OCC | — | Mar 2011⚠ | Outstanding |
HOME SAVINGS BANK, FSBClosed | LUDLOW | OTS | — | Nov 2009 | Outstanding |
HERITAGE BANKClosed | HOPKINSVILLE | OTS | — | Sep 2008 | Outstanding |
FIRST FEDERAL BANKClosed | LEXINGTON | OTS | $93M | Jul 2008 | Outstanding |
| VANCEBURG | FRB | — | Jun 2006⚠ | Outstanding |
| WILLIAMSBURG | OCC | $69M | Oct 2004 | Outstanding |
| CYNTHIANA | OTS | — | Feb 2003 | Outstanding |
| LOUISVILLE | FRB | — | Mar 2001⚠ | Outstanding |
| LOUISVILLE | FRB | — | Sep 2000⚠ | Outstanding |
POWELL COUNTY BANKClosed | CAMPTON | FDIC | $112M | Apr 1999 | Outstanding |
NCF BANK & TRUST COMPANYClosed | BARDSTOWN | FDIC | $68M | Apr 1999 | Outstanding |
PIONEER BANKClosed | CANMER | FDIC | $67M | Mar 1999 | Outstanding |
| CLINTON | OCC | — | Jan 1999 | Outstanding |
PEOPLES COMMERCIAL BANKClosed | WINCHESTER | FDIC | $144M | Dec 1998 | Outstanding |
| SOMERSET | FDIC | $299M | Oct 1998 | Outstanding |
BANK OF CUMBERLANDClosed | BURKESVILLE | FDIC | $58M | Jun 1998 | Outstanding |
| LOUISVILLE | FDIC | $293M | Mar 1998 | Outstanding |
| TOMPKINSVILLE | FDIC | $63M | Jan 1998 | Outstanding |
THE FARMERS BANKClosed | HARDINSBURG | FDIC | $112M | Oct 1997 | Outstanding |
HEBRON DEPOSIT BANKClosed | HEBRON | FDIC | $102M | Oct 1997 | Outstanding |
| CARROLLTON | OTS | $43M | Aug 1997⚠ | Outstanding |
| WARSAW | FDIC | $81M | Aug 1997 | Outstanding |
| WINCHESTER | OTS | $72M | Jul 1997 | Outstanding |
SIMPSON COUNTY BANKClosed | FRANKLIN | FDIC | $115M | Feb 1997 | Outstanding |
FIRST STATE BANKClosed | GREENVILLE | FDIC | $238M | Dec 1996 | Outstanding |
| PADUCAH | FDIC | $760M | Oct 1996 | Outstanding |