🏦Bank Scorer

BLUEGRASS COMMUNITY

Ashland, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #12648Est. 1958RSSD: 505381

Members

1,861

Net Worth Ratio

9.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$12.7M

Peer Group 3

Members

1,861

as of latest quarter

Net Worth Ratio

9.83%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 81, Ashland, KY 41105

Chartered

1958

Branch Locations

4 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$12.7M

Total Shares

$10.9M

Total Loans

$7.1M

Net Income

$-8,042

Net Worth Ratio

9.83%

≥7% = Well Capitalized

Members

1,861

Return on Assets

-0.06%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.07%

$147K

Loan-to-share ratio: 65.5%· healthy range 60–80%

Branch Locations

NCUA

Bluegrass Community FCU Main Office

2321 Carter Ave, Ashland, KY, 41101

Lobby 9:00-4:00 M-F Drive thru 8:30-4:30 , M-F

MainATMDrive-thru

Area Advertising

824 Winchester Ave, Ashland, KY, 41101

Back up

824 winchester ave, Ashland, KY, 41101

8:00 am -5:00 pm

Webvault

6135 Lakeview Rd, Charlotte, NC, 28269

8:00-5:00pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.