🏦Bank Scorer

EXPREE

Frankfort, KY · State Credit Union · Chartered in KY

Well Capitalized

Who can join

State government employees (special charter)

Charter #62431Est. 1938RSSD: 596192

Members

8,986

Net Worth Ratio

10.77%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$117.7M

Peer Group 5

Members

8,986

as of latest quarter

Net Worth Ratio

10.77%

Well Capitalized

Institution Profile

NCUA

Address

100 Moore Dr, Frankfort, KY 40601-8295

Chartered

1938

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$117.7M

Total Shares

$104.3M

Total Loans

$90.5M

Net Worth Ratio

10.77%

≥7% = Well Capitalized

Members

8,986

Delinquency Rate (60d+)

0.45%

$405K

Loan-to-share ratio: 86.8%· healthy range 60–80%

Branch Locations

NCUA

Expree CU

100 Moore Dr, Frankfort, KY, 40601-8295

Monday-Thursday Lobby: 8:00 a.m.-5:00 p.m. (ET) Drive-thru: 7:30 a.m.-6:00 p.m. Friday Lobby: 8:00 a.m.-6:00 p.m. Drive-th

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.