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METRO PLUS

Lexington, KY · State Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #63058Est. 1940RSSD: 589297

Members

4,685

Net Worth Ratio

12.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$51.9M

Peer Group 4

Members

4,685

as of latest quarter

Net Worth Ratio

12.83%

Well Capitalized

Institution Profile

NCUA

Address

1565 Mcgrathiana Pkwy, Lexington, KY 40511

Chartered

1940

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$51.9M

Total Shares

$44.2M

Total Loans

$22.4M

Net Worth Ratio

12.83%

≥7% = Well Capitalized

Members

4,685

Delinquency Rate (60d+)

0.11%

$25K

Loan-to-share ratio: 50.8%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1565 MCGRATHIANA PKWY, Lexington, KY, 40511

Monday - Thursday 8:30am - 5:00pm (Drive Thru - 8:00am-5pm) Friday: Lobby 8:30 - 6:00 Drive Thru 8:00-6:00

MainATMDrive-thru

Phoenix Branch

101 E VINE ST STE 101, Lexington, KY, 40507-1459

Monday - Friday 8:30am - 4:30pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.