This institution is no longer active
Operations ceased on April 1, 2002. CRA examination history below reflects the period it was active.
LOUISVILLE, KY · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$293M
Total Deposits
$198M
Net Loans
$233M
Net Income
$700K
ROA
0.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.17%
Risk-Based Capital
10.68%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 6,405 | 62.67% | 9.76% |
| 2019 | 4,115 | 57.89% | 13.49% |
| 2018 | 3,221 | 66.78% | 11.92% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1998 | Outstanding | Small Bank |
| Mar 1996 | Satisfactory | Not Reported |
| Feb 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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Total Assets