CAMPBELLSBURG, KY · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$226M
Total Deposits
$200M
Net Loans
$177M
Net Income
$521K
ROA
0.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.22%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 103 | 82.52% | 5.83% |
| 2023 | 86 | 76.74% | 11.63% |
| 2022 | 91 | 82.42% | 7.69% |
| 2021 | 87 | 80.46% | 10.34% |
| 2020 | 94 | 82.98% | 3.19% |
| 2019 | 53 | 67.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Outstanding | Small Bank |
| Sep 2019 | Satisfactory | Small Bank |
| Dec 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$189M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 58 | 74.14% | 13.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red