🏦Bank Scorer

STOCK YARDS BANK & TRUST COMPANY

LOUISVILLE, KY · Supervised by FDIC

Est. 1904FDIC #258RSSD: FDIC-258
Part ofSTOCK YARDS BCORP INC→ View all charters
Outstanding Same

Current rating · Exam: August 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.60%

Institution Profile

FDIC BankFind

Address

1040 E Main St, LOUISVILLE, KY

County

Jefferson County

Established

June 1, 1904

Total Assets

$9.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2024

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$9.5B

Total Deposits

$7.8B

Net Loans

$7.1B

Net Income

$38M

ROA

1.60%

ROE

13.94%

Risk-Based Capital

13.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

75

Branch Deposits

$7.5B

1-Year Change

+1

5-year net change: +33 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

13 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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