LOUISVILLE, KY · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$7.2B
Total Deposits
$5.6B
Net Loans
$5.3B
Net Income
$43M
ROA
2.40%
Above avg for Community banks. Peer avg: 0.90%
ROE
16.27%
Risk-Based Capital
17.68%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 5,391 | 57.34% | 10.85% |
| 2022 | 7,720 | 61.36% | 10.70% |
| 2021 | 10,671 | 64.4% | 8.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Outstanding | Large Bank |
| Jul 2020 | Satisfactory | Large Bank |
| May 2018 | Satisfactory | Large Bank |
12 previous ratings locked — back to 1992
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Total Branches
47
Branch Deposits
$5.4B
1-Year Change
0
5-year net change: +5 branches
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