Lexington, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
54,828
Net Worth Ratio
12.32%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$583.6M
Total Shares
$509.8M
Total Loans
$369.4M
Net Worth Ratio
12.32%
≥7% = Well Capitalized
Members
54,828
Delinquency Rate (60d+)
0.49%
$1.8M
Loan-to-share ratio: 72.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 192 | 154 | 13 | 80.2% | 6.8% |
| 2022 | 200 | 173 | 4 | 86.5% | 2.0% |
| 2021 | 381 | 318 | 13 | 83.5% | 3.4% |
No CFPB complaint data available for this credit union.
Park Place
440 Park Pl, Lexington, KY, 40511-1829
Lobby 8-5 M-F, Drive-Thru 8-5:30 M-R, 8-6 Friday, Drive Thru Only 9-12 Saturday
Members Way Branch
2420 Members Way, Lexington, KY, 40504
Lobby 8-5 M-F, Drive Thru 8-5:30 M-R, 8-6 Friday, Drive Thru Only 9-12 Saturday
Pimlico Branch
3202 Custer Dr, Lexington, KY, 40517-4025
Lobby 8-5 M-F, Drive-Thru 8-5:30 M-Thursday, 8-6 Friday, Drive Thru Only Saturday 9-12
Winchester Branch
339 Shoppers Dr, Winchester, KY, 40391-1379
Lobby 9-5 M-F, Drive Thru 9-5:30 M-F, Drive Thru 9-12 Saturday
Nicholasville Branch
1039 N Main St, Nicholasville, KY, 40356-2312
Lobby 9-5 M-F, Drive thru 9-5:30 M-F Drive Thru 9-12 Saturday
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<a href="https://bankscorer.com/credit-union/members-heritage" target="_blank" rel="noopener">View MEMBERS HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.