🏦Bank Scorer

This institution is no longer active

Operations ceased on June 11, 1999. CRA examination history below reflects the period it was active.

BANK OF CUMBERLAND

BURKESVILLE, KY · Supervised by FDIC

Est. 1889FDIC #1,878RSSD: FDIC-1878
Part ofUNION PLANTERS CORP→ View all charters
Outstanding Up

Current rating · Exam: June 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.37%

Institution Profile

FDIC BankFind

Address

Main And Church Streets, BURKESVILLE, KY

County

Cumberland County

Established

September 1, 1889

Total Assets

$58M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1999Call Report / FDIC

Total Assets

$58M

Total Deposits

$47M

Net Loans

$26M

Net Income

$51K

ROA

0.37%

ROE

2.54%

Risk-Based Capital

18.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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