Bowling Green, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
17,671
Net Worth Ratio
9.35%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$270.8M
Total Shares
$245.1M
Total Loans
$202.6M
Net Income
$277K
Net Worth Ratio
9.35%
≥7% = Well Capitalized
Members
17,671
Return on Assets
0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.59%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2022 | 234 | 179 | 41 | 76.5% | 17.5% |
No CFPB complaint data available for this credit union.
Campbell Ln Office
1609 Campbell Ln, Bowling Green, KY, 42104
M-F 8-5 S-8-1
Glasgow Office
116 Ensminger Dr, Glasgow, KY, 42141
M-T 8-4:30 F 8-5 S 8-12
ByPass Office
103 State Street, Bowling Green, KY, 42101
M-F 8-5
Hopkinsville Office
120 Griffin Bell Dr, Hopkinsville, KY, 42240-8741
M-F 8:00-5:00
Russellville
540 E 4th St, Russellville, KY, 42276-1856
M-F 8:30AM - 5:00PM
Scottsville Office
361 Old Gallatin Rd, Scottsville, KY, 42164-8667
M-F 8:00-5:00
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<a href="https://bankscorer.com/credit-union/service-one" target="_blank" rel="noopener">View SERVICE ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.7%· healthy range 60–80%