🏦Bank Scorer

FNB BANK, INC.

MAYFIELD, KY · Supervised by FDIC

Est. 1875FDIC #2,759RSSD: FDIC-2759
Part ofJACKSON FINANCIAL CORP→ View all charters
Outstanding Same

Current rating · Exam: July 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

101 E Broadway, MAYFIELD, KY

County

Graves County

Established

January 1, 1875

Total Assets

$766M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$766M

Total Deposits

$702M

Net Loans

$496M

Net Income

$2M

ROA

1.31%

ROE

16.63%

Risk-Based Capital

13.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$662M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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