Lexington, KY · Federal Credit Union · Chartered in KY
Who can join
Occupational / select employee group
Members
112,948
Net Worth Ratio
11.04%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.69B
Total Shares
$1.32B
Total Loans
$1.44B
Net Worth Ratio
11.04%
≥7% = Well Capitalized
Members
112,948
Delinquency Rate (60d+)
0.72%
$10.4M
Loan-to-share ratio: 109.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,446 | 1,443 | 623 | 59.0% | 25.5% |
| 2022 | 3,146 | 2,292 | 438 | 72.8% | 13.9% |
| 2021 | 2,853 | 2,338 | 168 | 82.0% | 5.9% |
No CFPB complaint data available for this credit union.
Corporate Offices
1730 Alysheba Way, Lexington, KY, 40509
Monday through Friday 9 a.m. - 6 p.m.
South Broadway Branch
603 S Broadway, Lexington, KY, 40508-3125
Monday through Friday 9 a.m. - 6 p.m. Lobby and Drive-ThruSaturday 9a.m. - 1 p.m.
UK Student Center Branch
160 Avenue of Champions, Lexington, KY, 40526-2010
Monday through Friday 8:00 a.m - 5:00 p.m.
Reynolds Road Branch
370 Meijer Way, Lexington, KY, 40503
Monday through Friday 9 a.m. - 6 p.m. Saturday 9 a.m. - 1 p.m.
Beaumont
940 Midnight Pass, Lexington, KY, 40513
Monday through Friday 9 a.m. to 6 p.m. Saturday 9 a.m. to 1 p.m.
Tates Creek Branch
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<a href="https://bankscorer.com/credit-union/university-of-kentucky" target="_blank" rel="noopener">View UNIVERSITY OF KENTUCKY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
689 Wilson Downing Rd, Lexington, KY, 40517-1961
Monday through Friday 9 a.m. to 6 p.m. Saturday 9 a.m. to 1 p.m.
Frederick Douglass High School
2000 Winchester Rd, Lexington, KY, 40505-4800
Monday - Friday 12 pm - 1:40 pm
Nicholasville
201 Bryant Dr, Nicholasville, KY, 40356
Monday-Friday 9am-6pm Saturday 9am-1pm
Hamburg Branch
2557 Sir Barton Way, Lexington, KY, 40509
Monday through Friday 9 a.m - 6 p.m. Saturday 9 a.m. - 1 p.m.
Tates Creek High School
1111 Centre Pkwy, Lexington, KY, 40517
Monday - Friday 12pm - 1:40pm