LAKE CHEM COMMUNITY
Benton, KY · Federal Credit Union · Chartered in KY
Who can join
Community / multiple bond
Members
12,058
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$98.4M
Peer Group 4
Members
12,058
as of latest quarter
Net Worth Ratio
9.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$98.4M
Total Shares
$88.5M
Total Loans
$74.1M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
12,058
Delinquency Rate (60d+)
0.25%
$189K
Loan-to-share ratio: 83.7%· healthy range 60–80%
Branch Locations
NCUALake Chem Community FCU
35 US Highway 68 E, Benton, KY, 42025
9-5 M-F 8-12 S
Lake Chem Community FCU
4822 US Highway 62, Calvert City, KY, 42029-8459
7:30 - 5:00 M-F 8-12 Sat
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lake-chem-community" target="_blank" rel="noopener">View LAKE CHEM COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.