Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$833M
Total Deposits
$754M
Net Loans
$555M
Net Income
$2M
ROA
0.98%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.85%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 133 | 87.97% | 8.27% |
| 2023 | 170 | 77.65% | 12.94% |
| 2022 | 221 | 85.97% | 8.60% |
| 2021 | 382 | 86.91% | 3.40% |
| 2020 | 460 | 87.61% | 1.52% |
| 2019 | 147 | 85.71% |
Last 12 Months
88
Since 2018
512
all complaints on record
Monetary Relief
9.2%
% of complaints where company provided monetary relief
Untimely Response
5.7%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Outstanding | Intermediate Small Bank |
| May 2022 | Outstanding | Intermediate Small Bank |
| May 2019 | Outstanding | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
15
Branch Deposits
$721M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 121 | 90.91% | 6.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 9 | 0 |
| September 2025 | 6 | 0 |
| October 2025 | 9 | 0 |
| November 2025 | 5 | 0 |
| December 2025 | 7 | 0 |
| January 2026 | 12 | 2 |
| February 2026 | 7 | 2 |
| March 2026 | 11 | 3 |
| April 2026 | 7 | 0 |
| May 2026 | 7 | 0 |
| June 2026 | 3 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.