CLASS ACT
Louisville, KY · Federal Credit Union · Chartered in KY
Who can join
Occupational / select employee group
Members
23,195
Net Worth Ratio
11.05%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$352.3M
Peer Group 5
Members
23,195
as of latest quarter
Net Worth Ratio
11.05%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$352.3M
Total Shares
$310.0M
Total Loans
$237.1M
Net Worth Ratio
11.05%
≥7% = Well Capitalized
Members
23,195
Delinquency Rate (60d+)
0.23%
$549K
Loan-to-share ratio: 76.5%· healthy range 60–80%
Branch Locations
NCUAMain Office
3620 Fern Valley Rd, Louisville, KY, 40219-1917
9:30 - 5:00 Monday - Thursday 9:00 - 5:00 Friday 9:00 - 5:30 Friday Drive Thru
UofL Branch
331 W Cardinal Blvd, Louisville, KY, 40208-1822
Monday 9:00 - 7:00 Tuesday-Friday 9:00 - 5:00
Doss High School Branch
7601 Saint Andrews Church Rd, Louisville, KY, 40214-4017
M, Tu, Th, F 10:05 am-1:05pm W 10:35 am - 1:20 pm Closed during school vacations
Southern High School Branch
8620 Preston Hwy, Louisville, KY, 40219-5306
M - F 8:00 - 1:00Closed on school holiday
East Branch
3711 Diann Marie Rd, Louisville, KY, 40241
Mon - Fri 9 - 5
Jeffersontown High School
9600 Old Six Mile Ln, Louisville, KY, 40299-3255
Mon-Fri 9 to 5
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 114 | 113 | 1 | 99.1% | 0.9% |
| 2022 | 261 | 218 | 20 | 83.5% | 7.7% |
| 2021 | 317 | 235 | 47 | 74.1% | 14.8% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/class-act" target="_blank" rel="noopener">View CLASS ACT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.