Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$289M
Total Deposits
$251M
Net Loans
$201M
Net Income
$1M
ROA
1.43%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.09%
Risk-Based Capital
17.81%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 140 | 84.29% | 1.43% |
| 2023 | 168 | 81.55% | 4.17% |
| 2022 | 136 | 86.03% | 1.47% |
| 2021 | 130 | 83.85% | 4.62% |
| 2020 | 150 | 80% | 6.00% |
| 2019 | 155 | 83.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2022 | Outstanding | Small Bank |
| Jan 2020 | Satisfactory | Small Bank |
| May 2014 | Outstanding | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$249M
1-Year Change
0
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Preview:
| 2018 | 157 | 85.99% | 3.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red