Louisville, KY · Federal Credit Union · Chartered in KY
Who can join
Multiple / other
Members
121,597
Net Worth Ratio
10.53%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.58B
Total Shares
$2.20B
Total Loans
$2.01B
Net Worth Ratio
10.53%
≥7% = Well Capitalized
Members
121,597
Delinquency Rate (60d+)
0.12%
$2.4M
Loan-to-share ratio: 91.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,702 | 1,306 | 91 | 76.7% | 5.3% |
| 2022 | 2,058 | 1,620 | 58 | 78.7% | 2.8% |
| 2021 | 2,766 | 2,158 | 83 | 78.0% | 3.0% |
No CFPB complaint data available for this credit union.
Corporate Office
9115 Smyrna Pkwy, Louisville, KY, 40229-1578
M - F 8:30 - 5:00
Smyrna Admin
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
M-F 8:30 - 5:30
SOUTHERN PARKWAY
4700 SOUTHERN PKWY, LOUISVILLE, KY, 40214
M-T 9-5 F 9-6 S 9-12
DOWNTOWN
200 W CHESTNUT ST, LOUISVILLE, KY, 40202
M - T 9-5 F 9-6 S 9-12
HIKES POINT
3099 BRECKENRIDGE LN STE 109, LOUISVILLE, KY, 40220
M - T 9-5 F 9-6 S 9-12
SMYRNA
9201 SMYRNA PKWY, LOUISVILLE, KY, 40229
M - T 9-5 F 9-6 S 9-12
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<a href="https://bankscorer.com/credit-union/l-and-n" target="_blank" rel="noopener">View L & N on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
DIXIE
7412 DIXIE HWY, LOUISVILLE, KY, 40258
M-T 9-5 F 9-6 S 9-12
OLD BROWNSBORO CROSSING
9731 VON ALLMEN CT, LOUISVILLE, KY, 40241
M-T 9-5 F 9-6 S 9-12
MIDDLETOWN WAL-MART
12981 SHELBYVILLE RD, LOUISVILLE, KY, 40243
M-F 10-7 S 10-4
VETERANS PARKWAY
1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN, 47130
M-T 9-5 F 9-6 S 9-12
18 more locations not shown.