L & N
Louisville, KY · Federal Credit Union · Chartered in KY
Who can join
Multiple / other
Members
121,597
Net Worth Ratio
10.53%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.58B
Peer Group 6
Members
121,597
as of latest quarter
Net Worth Ratio
10.53%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$2.58B
Total Shares
$2.20B
Total Loans
$2.01B
Net Worth Ratio
10.53%
≥7% = Well Capitalized
Members
121,597
Delinquency Rate (60d+)
0.12%
$2.4M
Loan-to-share ratio: 91.2%· healthy range 60–80%
Branch Locations
NCUACorporate Office
9115 Smyrna Pkwy, Louisville, KY, 40229-1578
M - F 8:30 - 5:00
Smyrna Admin
9265 SMYRNA PKWY, LOUISVILLE, KY, 40229
M-F 8:30 - 5:30
SOUTHERN PARKWAY
4700 SOUTHERN PKWY, LOUISVILLE, KY, 40214
M-T 9-5 F 9-6 S 9-12
DOWNTOWN
200 W CHESTNUT ST, LOUISVILLE, KY, 40202
M - T 9-5 F 9-6 S 9-12
HIKES POINT
3099 BRECKENRIDGE LN STE 109, LOUISVILLE, KY, 40220
M - T 9-5 F 9-6 S 9-12
SMYRNA
9201 SMYRNA PKWY, LOUISVILLE, KY, 40229
M - T 9-5 F 9-6 S 9-12
DIXIE
7412 DIXIE HWY, LOUISVILLE, KY, 40258
M-T 9-5 F 9-6 S 9-12
OLD BROWNSBORO CROSSING
9731 VON ALLMEN CT, LOUISVILLE, KY, 40241
M-T 9-5 F 9-6 S 9-12
MIDDLETOWN WAL-MART
12981 SHELBYVILLE RD, LOUISVILLE, KY, 40243
M-F 10-7 S 10-4
VETERANS PARKWAY
1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN, 47130
M-T 9-5 F 9-6 S 9-12
18 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/l-and-n" target="_blank" rel="noopener">View L & N on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.