Banks & credit unions · Search Kentucky banks
173 rated banks · 52 credit unions
Kentucky has 173 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 28 earned Outstanding, 1 needs to improve.
Outstanding
28
16.2%
Satisfactory
144
83.2%
Needs to Improve
1
0.6%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
AUBURN BANKING COMPANY
AUBURN, KY · FDIC · Mar 2026
ECLIPSE BANK, INC.
LOUISVILLE, KY · FDIC · Dec 2025
AMERICAN BANK & TRUST COMPANY, INC.
BOWLING GREEN, KY · FDIC · Dec 2025
PEOPLES BANK, MT. WASHINGTON
MOUNT WASHINGTON, KY · FDIC · Dec 2025
FARMERS BANK AND TRUST COMPANY
MARION, KY · FDIC · Dec 2025
BANK OF MAYSVILLE
MAYSVILLE, KY · FDIC · Nov 2025
FIRST COMMUNITY BANK OF THE HEARTLAND, INC.
CLINTON, KY · FDIC · Nov 2025
EDMONTON STATE BANK
GLASGOW, KY · FDIC · Oct 2025
BANK OF JAMESTOWN
JAMESTOWN, KY · FDIC · Oct 2025
UNITED CITIZENS BANK & TRUST COMPANY
CAMPBELLSBURG, KY · FDIC · Sep 2025
THE FIRST NATIONAL BANK OF GRAYSON
GRAYSON, KY · OCC · Aug 2025
WEST POINT BANK
RADCLIFF, KY · FDIC · Aug 2025
SOUTH CENTRAL BANK, INC.
GLASGOW, KY · FDIC · Aug 2025
BEDFORD LOAN & DEPOSIT BANK
BEDFORD, KY · FDIC · Aug 2025
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
LONDON, KY · OCC · Jul 2025
FORCHT BANK, N.A.
LEXINGTON, KY · OCC · Jul 2025
CENTRAL BANK & TRUST CO.
LEXINGTON, KY · FDIC · Jul 2025
PBK BANK, INC.
STANFORD, KY · FDIC · Jul 2025
PADUCAH B&TC
PADUCAH, KY · FRB · Jun 2025
FIRST & FARMERS NATIONAL BANK, INC.
SOMERSET, KY · OCC · Jun 2025
THE MURRAY BANK
MURRAY, KY · OCC · Jun 2025
RIVER CITY BANK, INC.
LOUISVILLE, KY · FDIC · Jun 2025
ELKTON BANK & TRUST COMPANY
ELKTON, KY · FDIC · Jun 2025
FREDONIA VALLEY BANK
FREDONIA, KY · FDIC · Jun 2025
COMMUNITY FNCL SVC BK
BENTON, KY · FRB · May 2025
THE FARMERS BANK
NICHOLASVILLE, KY · FDIC · May 2025
THE SACRAMENTO DEPOSIT BANK
SACRAMENTO, KY · FDIC · May 2025
BANK OF THE MOUNTAINS, INC.
WEST LIBERTY, KY · FDIC · May 2025
FARMERS & TRADERS BANK OF CAMPTON
CAMPTON, KY · FDIC · Apr 2025
UNITED CUMBERLAND BANK
WHITLEY CITY, KY · FDIC · Mar 2025
PLANTERS BANK, INC.
HOPKINSVILLE, KY · FDIC · Feb 2025
TAYLOR COUNTY BANK
CAMPBELLSVILLE, KY · FDIC · Feb 2025
PEOPLES BANK OF KENTUCKY, INC.
FLEMINGSBURG, KY · FDIC · Feb 2025
SPRINGFIELD ST BK
SPRINGFIELD, KY · FRB · Jan 2025
FIELD & MAIN BK
HENDERSON, KY · FRB · Jan 2025
PINNACLE BANK, INC.
PIKEVILLE, KY · FDIC · Dec 2024
THE CECILIAN BANK
CECILIA, KY · FDIC · Dec 2024
BANK OF COLUMBIA
COLUMBIA, KY · FDIC · Dec 2024
FIRST STATE BANK
IRVINGTON, KY · FDIC · Oct 2024
HYDEN CITIZENS BANK
HYDEN, KY · FDIC · Oct 2024
HEARTHSIDE BANK CORPORATION
MIDDLESBORO, KY · FDIC · Oct 2024
MEADE COUNTY BANK
BRANDENBURG, KY · FDIC · Oct 2024
SECURITY BANK AND TRUST CO.
MAYSVILLE, KY · FDIC · Sep 2024
THE FIRST NATIONAL BANK OF RUSSELL SPRINGS
RUSSELL SPRINGS, KY · OCC · Aug 2024
PEOPLES EXCHANGE BANK
WINCHESTER, KY · FDIC · Aug 2024
STOCK YARDS BANK & TRUST COMPANY
LOUISVILLE, KY · FDIC · Aug 2024
FIRST SOUTHERN NATIONAL BANK
LANCASTER, KY · OCC · Jul 2024
BANK OF CADIZ & TC
CADIZ, KY · FRB · Jun 2024
CITIZENS BANK OF CUMBERLAND COUNTY, INC.
BURKESVILLE, KY · FDIC · Jun 2024
CENTURY BANK OF KENTUCKY, INC.
LAWRENCEBURG, KY · FDIC · Jun 2024
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| AUBURN | FDIC | $155M | Mar 2026 | Satisfactory | |
| LOUISVILLE | FDIC | $495M | Dec 2025 | Satisfactory | |
| BOWLING GREEN | FDIC | $892M | Dec 2025 | Satisfactory | |
L & N
Louisville · Federal Credit Union
$2.6B
121,597 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
COMMONWEALTH LICU | Frankfort | 144,367 | $2.8B | 11.14% | Federal Credit Union |
ABOUND LICU | Radcliff | 115,025 | $2.7B | 15.79% | Federal Credit Union |
L & N LICU | Louisville | 121,597 | $2.6B | 10.53% | Federal Credit Union |
| Lexington | 112,948 | $1.7B | 11.04% | Federal Credit Union | |
PARK LICU | Louisville | 80,908 | $1.4B | 17.59% | Federal Credit Union |
TRANSCEND LICU | Louisville | 50,358 | $589.4M | 13.00% | State Credit Union |
| Lexington | 54,828 | $583.6M | 12.32% | State Credit Union | |
MEMBERS CHOICE LICU | Ashland | 23,216 | $425.8M | 8.31% | State Credit Union |
ASHLAND LICU | Ashland | 46,592 | $412.5M | 12.18% | State Credit Union |
| Paducah | 20,688 | $389.6M | 16.72% | Federal Credit Union | |
| Paducah | 15,892 | $363.3M | 14.64% | Federal Credit Union | |
CLASS ACT LICU | Louisville | 23,195 | $352.3M | 11.05% | Federal Credit Union |
SERVICE ONE LICU | Bowling Green | 17,671 | $270.8M | 9.35% | State Credit Union |
| Louisville | 17,263 | $219.1M | 12.88% | State Credit Union | |
ADVANZ LICU | Louisville | 9,375 | $158.9M | 15.73% | Federal Credit Union |
| Lexington | 12,288 | $125.3M | 17.21% | Federal Credit Union | |
| Frankfort | 8,986 | $117.7M | 10.77% | State Credit Union | |
| Benton | 12,058 | $98.4M | 9.76% | Federal Credit Union | |
| Owensboro | 6,071 | $89.5M | 13.75% | Federal Credit Union | |
| Lexington | 9,295 | $85.5M | 11.79% | State Credit Union | |
| Edgewood | 6,390 | $78.8M | 11.04% | Federal Credit Union | |
| Owensboro | 5,432 | $75.4M | 12.03% | Federal Credit Union | |
BEACON COMMUNITY LICU | Louisville | 8,909 | $70.7M | 12.42% | State Credit Union |
MOREHEAD COMMUNITY LICU | Morehead | 4,442 | $64.0M | 13.28% | Federal Credit Union |
KEMBA LOUISVILLE LICU | Louisville | 4,009 | $60.2M | 20.38% | State Credit Union |
GREEN RIVER AREA LICU | Owensboro | 4,970 | $60.1M | 20.44% | Federal Credit Union |
| Lexington | 2,760 | $55.6M | 14.84% | Federal Credit Union | |
METRO PLUS LICU | Lexington | 4,685 | $51.9M | 12.83% | State Credit Union |
| Louisville | 2,717 | $49.8M | 15.52% | State Credit Union | |
| Highland Height | 6,790 | $43.7M | 13.42% | Federal Credit Union | |
| Whitesville | 2,810 | $39.9M | 11.48% | State Credit Union | |
| Louisville | 2,184 | $34.9M | 21.21% | State Credit Union | |
AUDUBON LICU | Owensboro | 2,567 | $34.8M | 8.79% | Federal Credit Union |
LABOR MANAGEMENT LICU | Lewisport | 2,803 | $28.3M | 14.68% | Federal Credit Union |
| Lexington | 2,130 | $27.7M | 9.24% | State Credit Union | |
YOUR HOMETOWN LICU | Mayfield | 1,641 | $27.1M | 8.87% | Federal Credit Union |
MAIN IMPACT LICU | Murray | 2,002 | $23.9M | 10.06% | Federal Credit Union |
K I T LICU | Louisville | 1,844 | $22.4M | 12.00% | Federal Credit Union |
ARH LICU | Middlesboro | 3,700 | $20.0M | 26.47% | Federal Credit Union |
OLD KENTUCKY HOME LICU | Bardstown | 2,251 | $19.6M | 12.28% | Federal Credit Union |
| Paducah | 2,315 | $17.0M | 13.78% | Federal Credit Union | |
| Louisville | 1,303 | $14.3M | 19.58% | State Credit Union | |
BLUEGRASS COMMUNITY LICU | Ashland | 1,861 | $12.7M | 9.83% | Federal Credit Union |
KRAFTCOR LICU | Hawesville | 1,157 | $12.5M | 7.55% | Federal Credit Union |
DOE RUN LICU | Brandenburg | 1,523 | $12.1M | 11.36% | Federal Credit Union |
| Madisonville | 1,329 | $9.6M | 13.36% | Federal Credit Union | |
| Ashland | 742 | $8.5M | 14.71% | Federal Credit Union | |
| Louisville | 886 | $7.8M | 12.77% | Federal Credit Union | |
| West Paducah | 588 | $6.4M | 22.86% | Federal Credit Union | |
| Harrodsburg | 658 | $5.2M | 22.76% | Federal Credit Union |
| MOUNT WASHINGTON |
| FDIC |
| $120M |
| Dec 2025 |
| Satisfactory |
| MARION | FDIC | $772M | Dec 2025 | Satisfactory |
| MAYSVILLE | FDIC | $164M | Nov 2025 | Satisfactory |
| CLINTON | FDIC | $488M | Nov 2025 | Satisfactory |
| GLASGOW | FDIC | $1.2B | Oct 2025 | Satisfactory |
| JAMESTOWN | FDIC | $263M | Oct 2025 | Satisfactory |
| CAMPBELLSBURG | FDIC | $226M | Sep 2025 | Outstanding |
| GRAYSON | OCC | $364M | Aug 2025 | Satisfactory |
| RADCLIFF | FDIC | $571M | Aug 2025 | Satisfactory |
| GLASGOW | FDIC | $2.2B | Aug 2025 | Satisfactory |
| BEDFORD | FDIC | $120M | Aug 2025 | Outstanding |
| LONDON | OCC | $833M | Jul 2025 | Outstanding |
| LEXINGTON | OCC | — | Jul 2025 | Satisfactory |
| LEXINGTON | FDIC | $4.0B | Jul 2025 | Satisfactory |
| STANFORD | FDIC | $172M | Jul 2025 | Satisfactory |
| PADUCAH | FRB | — | Jun 2025 | Satisfactory |
| SOMERSET | OCC | $680M | Jun 2025 | Outstanding |
| MURRAY | OCC | — | Jun 2025 | Satisfactory |
| LOUISVILLE | FDIC | $490M | Jun 2025 | Satisfactory |
| ELKTON | FDIC | $197M | Jun 2025 | Satisfactory |
| FREDONIA | FDIC | $120M | Jun 2025 | Satisfactory |
| BENTON | FRB | — | May 2025 | Satisfactory |
| NICHOLASVILLE | FDIC | $271M | May 2025 | Satisfactory |
| SACRAMENTO | FDIC | $149M | May 2025 | Satisfactory |
| WEST LIBERTY | FDIC | $100M | May 2025 | Satisfactory |
| CAMPTON | FDIC | $69M | Apr 2025 | Satisfactory |
| WHITLEY CITY | FDIC | $459M | Mar 2025 | Outstanding |
| HOPKINSVILLE | FDIC | $1.9B | Feb 2025 | Satisfactory |
| CAMPBELLSVILLE | FDIC | $249M | Feb 2025 | Satisfactory |
| FLEMINGSBURG | FDIC | $558M | Feb 2025 | Satisfactory |
| SPRINGFIELD | FRB | — | Jan 2025 | Satisfactory |
| HENDERSON | FRB | — | Jan 2025 | Satisfactory |
| PIKEVILLE | FDIC | $58M | Dec 2024 | Satisfactory |
| CECILIA | FDIC | $1.6B | Dec 2024 | Satisfactory |
| COLUMBIA | FDIC | $230M | Dec 2024 | Satisfactory |
| IRVINGTON | FDIC | $414M | Oct 2024 | Satisfactory |
| HYDEN | FDIC | $144M | Oct 2024 | Satisfactory |
| MIDDLESBORO | FDIC | $591M | Oct 2024 | Satisfactory |
| BRANDENBURG | FDIC | $470M | Oct 2024 | Satisfactory |
| MAYSVILLE | FDIC | $72M | Sep 2024 | Satisfactory |
| RUSSELL SPRINGS | OCC | $470M | Aug 2024 | Satisfactory |
| WINCHESTER | FDIC | $627M | Aug 2024 | Satisfactory |
| LOUISVILLE | FDIC | $9.5B | Aug 2024 | Outstanding |
| LANCASTER | OCC | $1.3B | Jul 2024 | Satisfactory |
| CADIZ | FRB | — | Jun 2024 | Satisfactory |
| BURKESVILLE | FDIC | $95M | Jun 2024 | Satisfactory |
| LAWRENCEBURG | FDIC | $204M | Jun 2024 | Needs to Improve |