Louisville, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
50,358
Net Worth Ratio
13.00%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$589.4M
Total Shares
$477.4M
Total Loans
$412.2M
Net Worth Ratio
13.00%
≥7% = Well Capitalized
Members
50,358
Delinquency Rate (60d+)
0.11%
$457K
Loan-to-share ratio: 86.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 521 | 305 | 109 | 58.5% | 20.9% |
| 2023 | 75 | 37 | 13 | 49.3% | 17.3% |
| 2022 | 219 | 118 | 17 | 53.9% | 7.8% |
No CFPB complaint data available for this credit union.
Main Office
3740 Bardstown Rd, Louisville, KY, 40218-2209
Monday thru Thursday 8:30-4:00, Friday 8:30 to 6:00, Saturday 9:00 to 12:00
Downtown
601 S Floyd St Ste 100, Louisville, KY, 40202
8:30-4 M - Th 8:30-5 F
Lexington Branch
2549 Regency Rd Ste 105, Lexington, KY, 40503
8:30-4 M-Th 8:30-6 F
Okolona
4816 Outer Loop, Louisville, KY, 40219-3302
8:30-4 M - Th 8:30-6 F
Dixie
4652 Dixie Hwy, Shively, KY, 40216
8:30-4 M-Th8:30-6 F9-12 S
Middletown
12104 Shelbyville Rd, Louisville, KY, 40243-1045
M-Th 8:30-4F 8:30-6S 9-12
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<a href="https://bankscorer.com/credit-union/transcend" target="_blank" rel="noopener">View TRANSCEND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.