🏦Bank Scorer

COVE

Edgewood, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Multiple / other

Charter #19879Est. 1970RSSD: 692786

Members

6,390

Net Worth Ratio

11.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$78.8M

Peer Group 4

Members

6,390

as of latest quarter

Net Worth Ratio

11.04%

Well Capitalized

Institution Profile

NCUA

Address

577 Dudley Rd, Edgewood, KY 41017-3248

Chartered

1970

Branch Locations

1 location

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$78.8M

Total Shares

$68.9M

Total Loans

$52.7M

Net Income

$-3,816,907

Net Worth Ratio

11.04%

≥7% = Well Capitalized

Members

6,390

Return on Assets

-4.84%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.72%

$381K

Loan-to-share ratio: 76.4%· healthy range 60–80%

Branch Locations

NCUA

COVE FEDERAL CREDIT UNION

577 Dudley Rd, Edgewood, KY, 41017-3248

MONDAY - THUR 9 AM - 5 PM FRIDAY 9 AM - 6 PM SATURDAY 9 AM - 12 PM

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.