🏦Bank Scorer

FARMERS STATE BANK

BOONEVILLE, KY · Supervised by FDIC

Est. 1931FDIC #5,838RSSD: FDIC-5838
Part ofMIDDLEFORK FINANCIAL GROUP INC→ View all charters
Outstanding Same

Current rating · Exam: September 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.18%

Institution Profile

FDIC BankFind

Address

21 Ky 11 S, BOONEVILLE, KY

County

Owsley County

Established

January 2, 1931

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Sep 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$69M

Total Deposits

$62M

Net Loans

$28M

Net Income

$201K

ROA

1.18%

ROE

15.18%

Risk-Based Capital

18.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$57M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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