🏦Bank Scorer

OWENSBORO

Owensboro, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Community — open geographic area

Charter #8988Est. 1953RSSD: 104980

Members

6,071

Net Worth Ratio

13.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$89.5M

Peer Group 4

Members

6,071

as of latest quarter

Net Worth Ratio

13.75%

Well Capitalized

Institution Profile

NCUA

Address

717 Harvard Drive, Owensboro, KY 42301

Chartered

1953

Branch Locations

4 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$89.5M

Total Shares

$76.3M

Total Loans

$36.4M

Net Worth Ratio

13.75%

≥7% = Well Capitalized

Members

6,071

Delinquency Rate (60d+)

0.33%

$122K

Loan-to-share ratio: 47.7%· healthy range 60–80%

Branch Locations

NCUA

Owensboro Federal Credit Union

717 Harvard Dr, Owensboro, KY, 42301-6185

Monday through Friday 8:00am to 5:00pm

MainATMDrive-thru

Owensboro Federal Credit Union

1208 Triplett St, Owensboro, KY, 42303-3160

Monday through Friday 8:00am to 5:00pm

ATMDrive-thru

Owensboro Federal Credit Union

1412 Chelsa Dr, Madisonville, KY, 42431-1671

Monday through Friday 8:00am to 5:00pm

ATMDrive-thru

Share One, Inc.

2650 Thousand Oaks Blvd Ste 1120, Memphis, TN, 38118-2449

8:00 am To 5:00 pm Monday Through Friday

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
202332320100.0%0.0%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.