🏦Bank Scorer

YOUR HOMETOWN

Mayfield, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #16702Est. 1965RSSD: 648484

Members

1,641

Net Worth Ratio

8.87%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$27.1M

Peer Group 3

Members

1,641

as of latest quarter

Net Worth Ratio

8.87%

Well Capitalized

Institution Profile

NCUA

Address

2338 State Route 45 N, Mayfield, KY 42066

Chartered

1965

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$27.1M

Total Shares

$24.5M

Total Loans

$8.6M

Net Income

$-55,890

Net Worth Ratio

8.87%

≥7% = Well Capitalized

Members

1,641

Return on Assets

-0.21%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.05%

$4K

Loan-to-share ratio: 35.0%· healthy range 60–80%

Branch Locations

NCUA

Your Hometown Federal Credit Union

2338 State Route 45 N, Mayfield, KY, 42066

Monday thru Thursday 8:00am to 4:00pm Friday 8:00am to 5:00pm

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.