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GREATER KENTUCKY CU, INC.

Lexington, KY · State Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #62228Est. 1953RSSD: 208196

Members

9,295

Net Worth Ratio

11.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$85.5M

Peer Group 4

Members

9,295

as of latest quarter

Net Worth Ratio

11.79%

Well Capitalized

Institution Profile

NCUA

Address

1001 Red Mile Road, Lexington, KY 40504

Chartered

1953

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$85.5M

Total Shares

$75.0M

Total Loans

$62.9M

Net Worth Ratio

11.79%

≥7% = Well Capitalized

Members

9,295

Delinquency Rate (60d+)

0.43%

$269K

Loan-to-share ratio: 83.8%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

1001 RED MILE RD, LEXINGTON, KY, 40504-2650

9AM-4PM M-F 9AM-1PM S

MainATMDrive-thru

VERSAILLES BRANCH

479 Lexington Rd, VERSAILLES, KY, 40383

9AM-4PM M-F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.