Ashland, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
46,592
Net Worth Ratio
12.18%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$412.5M
Total Shares
$354.9M
Total Loans
$284.3M
Net Worth Ratio
12.18%
≥7% = Well Capitalized
Members
46,592
Delinquency Rate (60d+)
1.04%
$3.0M
Loan-to-share ratio: 80.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 424 | 223 | 105 | 52.6% | 24.8% |
| 2022 | 214 | 132 | 28 | 61.7% | 13.1% |
| 2021 | 556 | 400 | 42 | 71.9% | 7.5% |
No CFPB complaint data available for this credit union.
ACU Headquarters
305 MARTIN LUTHER KING JR BLVD, ASHLAND, KY, 41101
M-R 8-5, F 8-6
Cottage Grove Branch
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016-5031
9 am-5 pm Central Time
Lexington
100 Valvoline Way, Lexington, KY, 40509
7:30 am-5 pm EST
Boyd Co Branch
10700 US Route 60, ASHLAND, KY, 41102
8am-5pm
Ashland Credit Union Russell Branch
1200 Diederich Blvd, Russell, KY, 41169
9am to 5pm Monday-Friday
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/ashland" target="_blank" rel="noopener">View ASHLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.