🏦Bank Scorer

This institution is no longer active

Operations ceased on April 22, 2020. CRA examination history below reflects the period it was active.

METRO BANK

LOUISVILLE, KY · Supervised by FDIC

Est. 1997FDIC #34,308RSSD: FDIC-34308
Part ofLOUISVILLE DEVELOPMENT BCORP→ View all charters
Outstanding Up

Current rating · Exam: June 2015

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -2.11%

Institution Profile

FDIC BankFind

Address

900 S. 12th Street, LOUISVILLE, KY

County

Jefferson County

Established

January 6, 1997

Total Assets

$27M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$27M

Total Deposits

$22M

Net Loans

$12M

Net Income

$-141K

ROA

-2.11%

ROE

-11.77%

Risk-Based Capital

30.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1999

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/57b17f0a-74ec-4add-97f2-b95020aaa49d"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: