Ashland, KY · State Credit Union · Chartered in KY
Who can join
State government employees (special charter)
Members
23,216
Net Worth Ratio
8.31%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$425.8M
Total Shares
$384.1M
Total Loans
$288.9M
Net Income
$688K
Net Worth Ratio
8.31%
≥7% = Well Capitalized
Members
23,216
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.47%
$1.4M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 313 | 174 | 48 | 55.6% | 15.3% |
| 2023 | 247 | 181 | 47 | 73.3% | 19.0% |
| 2022 | 350 | 172 | 69 | 49.1% | 19.7% |
No CFPB complaint data available for this credit union.
RUSSELL ROAD OFFICE
145 RUSSELL RD, ASHLAND, KY, 41101
7:00 - 4:00 MONDAY-FRIDAY
CANNONSBURG OFFICE
1315 CANNONSBURG RD, ASHLAND, KY, 41102
8:30-5:00 MONDAY-FRIDAY
Central Office
1401 Central Ave, Ashland, KY, 41101-7551
M - F 7-5SAT 8-12
Bellefonte Office
800 Saint Christopher Dr Ste 2, Ashland, KY, 41101-7030
Monday - Friday 8-5
Grayson Temporary Office
114 Interstate Dr, Grayson, KY, 41143-1787
Monday - Friday 8-5
Greenup Temporary Office
226 Main St, Greenup, KY, 41144-1067
8-5 Monday - Friday
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<a href="https://bankscorer.com/credit-union/members-choice" target="_blank" rel="noopener">View MEMBERS CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 75.2%· healthy range 60–80%
Cannonsburg Office
1315 CANNONSBURG RD, ASHLAND, KY, 41102
8:30-5:00 Monday-Friday
Jack Henry Symitar Episys Data Center
663 W Highway 60, Monett, MO, 65708-8215
24 Hour