Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$120M
Total Deposits
$102M
Net Loans
$79M
Net Income
$229K
ROA
0.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.88%
Risk-Based Capital
25.40%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 59 | 76.27% | 6.78% |
| 2023 | 104 | 82.69% | 8.65% |
| 2022 | 163 | 75.46% | 10.43% |
| 2021 | 134 | 81.34% | 6.72% |
| 2020 | 123 | 75.61% | 3.25% |
| 2019 | 105 | 66.67% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Outstanding | Small Bank |
| Oct 2019 | Outstanding | Small Bank |
| Jan 2014 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$97M
1-Year Change
0
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Preview:
| 2018 | 121 | 80.99% | 8.26% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red