🏦Bank Scorer

This institution is no longer active

Operations ceased on September 30, 2000. CRA examination history below reflects the period it was active.

POWELL COUNTY BANK

CAMPTON, KY · Supervised by FDIC

Est. 1922FDIC #9,683RSSD: FDIC-9683
Part ofWHITAKER BANK CORP OF KENTUCKY→ View all charters
Outstanding Same

Current rating · Exam: April 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.41%

Institution Profile

FDIC BankFind

Address

200 South Kentucky Highway 15, CAMPTON, KY

County

Wolfe County

Established

January 1, 1922

Total Assets

$112M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$112M

Total Deposits

$90M

Net Loans

$88M

Net Income

$775K

ROA

1.41%

ROE

22.20%

Risk-Based Capital

10.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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