🏦Bank Scorer

NORTHERN KENTUCKY

Highland Height, KY · Federal Credit Union · Chartered in KY

Well Capitalized

Who can join

Occupational / select employee group

Charter #21339Est. 1973RSSD: 501383

Members

6,790

Net Worth Ratio

13.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$43.7M

Peer Group 3

Members

6,790

as of latest quarter

Net Worth Ratio

13.42%

Well Capitalized

Institution Profile

NCUA

Address

2805 Alexandria Pike, Highland Height, KY 41076

Chartered

1973

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$43.7M

Total Shares

$37.4M

Total Loans

$18.4M

Net Worth Ratio

13.42%

≥7% = Well Capitalized

Members

6,790

Delinquency Rate (60d+)

0.25%

$47K

Loan-to-share ratio: 49.4%· healthy range 60–80%

Branch Locations

NCUA

Northern Kentucky FCU - Highland Heights

2805 Alexandria Way, Highland Heights, KY, 41076

8:30 am - 5:00 pm Monday thru Thursday 8:00 am - 6:00 pm Friday 9:00 am - Noon Saturday

MainDrive-thru

Northern Kentucky FCU - Florence Location

6720 Dixie Hwy, Florence, KY, 41042-2108

Monday thru Thursday 8:30 am to 5:00 pm Friday 8:00 am to 6:00 pm and Saturday 9:00 am to Noon.

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.