Banks & credit unions · Search Alabama banks
138 rated banks · 89 credit unions
Alabama has 138 banks with a current CRA rating and 89 active credit unions regulated by the NCUA. 10 earned Outstanding, 1 needs to improve.
Outstanding
10
7.2%
Satisfactory
127
92.0%
Needs to Improve
1
0.7%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
THE FARMERS & MERCHANTS BANK
WATERLOO, AL · FDIC · Mar 2026
THE CITIZENS BANK
GREENSBORO, AL · FDIC · Feb 2026
UNION STATE BANK
PELL CITY, AL · FDIC · Feb 2026
WEST ALABAMA BANK & TRUST
REFORM, AL · FDIC · Feb 2026
TRADITIONS BANK
CULLMAN, AL · FDIC · Feb 2026
STATE BANK & TRUST
WINFIELD, AL · FDIC · Jan 2026
DOZIER BANK
DOZIER, AL · FDIC · Jan 2026
CITIZENS BANK & TRUST
GUNTERSVILLE, AL · FDIC · Nov 2025
HNB FIRST BANK
HEADLAND, AL · FDIC · Nov 2025
ROBERTSON BANKING COMPANY
DEMOPOLIS, AL · FDIC · Oct 2025
PEOPLES BANK OF GREENSBORO
GREENSBORO, AL · FDIC · Aug 2025
BANK INDEP
SHEFFIELD, AL · FRB · Jul 2025
CCB COMMUNITY BANK
ANDALUSIA, AL · FDIC · Jul 2025
OAKWORTH CAPITAL BANK
BIRMINGHAM, AL · FDIC · Jul 2025
22ND STATE BANK
MOBILE, AL · FDIC · Jul 2025
CULLMAN SAVINGS BANK
CULLMAN, AL · OCC · Jun 2025
FIRST NATIONAL BANK
HAMILTON, AL · OCC · May 2025
PEOPLES EXCHANGE BANK
MONROEVILLE, AL · FDIC · May 2025
AUBURNBANK
AUBURN, AL · FRB · Mar 2025
REGIONS BK
BIRMINGHAM, AL · FRB · Mar 2025
LIFESTEPS BANK & TRUST
HUNTSVILLE, AL · FDIC · Feb 2025
VALLEY STATE BANK
RUSSELLVILLE, AL · FDIC · Feb 2025
THE FIRST NATIONAL BANK OF HARTFORD
HARTFORD, AL · OCC · Jan 2025
FIRST SOUTHERN STATE BANK
STEVENSON, AL · FDIC · Jan 2025
METRO BANK
PELL CITY, AL · FDIC · Jan 2025
PEOPLES INDEPENDENT BANK
BOAZ, AL · FDIC · Dec 2024
BANKSOUTH
DOTHAN, AL · FDIC · Dec 2024
FIRST CAHAWBA BANK
SELMA, AL · FDIC · Dec 2024
FIRST NATIONAL BANK AND TRUST
ATMORE, AL · OCC · Nov 2024
MIDSOUTH BANK
DOTHAN, AL · FDIC · Nov 2024
ALAMERICA BANK
BIRMINGHAM, AL · FDIC · Nov 2024
CB&S BANK, INC.
RUSSELLVILLE, AL · FDIC · Oct 2024
SWEET WATER STATE BANK
SWEET WATER, AL · FDIC · Sep 2024
TROY BANK & TRUST COMPANY
TROY, AL · FDIC · Sep 2024
FIRST PROGRESSIVE BK
BREWTON, AL · FRB · Aug 2024
SOUTHERN INDEPENDENT BANK
OPP, AL · FDIC · Jul 2024
BANK OF BREWTON
BREWTON, AL · FDIC · May 2024
PREMIER BANK OF THE SOUTH
CULLMAN, AL · FDIC · Apr 2024
FIRST US BANK
BIRMINGHAM, AL · FDIC · Apr 2024
NOBLEBANK & TR
ANNISTON, AL · FRB · Mar 2024
FIRST COMMUNITY BANK OF CENTRAL ALABAMA
WETUMPKA, AL · FDIC · Mar 2024
PEOPLESTRUST BANK
HAMILTON, AL · FDIC · Feb 2024
FIRST STATE BANK OF THE SOUTH, INC.
SULLIGENT, AL · FDIC · Jan 2024
COMMERCEONE BANK
BIRMINGHAM, AL · FDIC · Dec 2023
PHENIX-GIRARD BANK
PHENIX CITY, AL · FDIC · Dec 2023
UNITED BANK
ATMORE, AL · FDIC · Nov 2023
THE HOMETOWN BANK OF ALABAMA
ONEONTA, AL · FDIC · Nov 2023
FIRST SOUTHERN BANK
FLORENCE, AL · FDIC · Nov 2023
FIRST FEDERAL BANK, A FSB
TUSCALOOSA, AL · OCC · Oct 2023
RIVER BANK & TRUST
PRATTVILLE, AL · FDIC · Oct 2023
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| WATERLOO | FDIC | $99M | Mar 2026 | Needs to Improve | |
| GREENSBORO | FDIC | $130M | Feb 2026 | Satisfactory | |
| PELL CITY | FDIC | $205M | Feb 2026 | Satisfactory | |
Birmingham · State Credit Union
$216.4M
18,529 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
| Birmingham | 8,117 | $211.9M | 14.43% | Federal Credit Union | |
ALABAMA LICU | Tuscaloosa | 152,671 | $2.1B | 9.97% | State Credit Union |
ALABAMA CENTRAL LICU | Birmingham | 18,529 | $216.4M | 9.30% | State Credit Union |
ALABAMA ONE LICU | Tuscaloosa | 97,352 | $1.5B | 8.99% | State Credit Union |
| Birmingham | 915 | $6.4M | 44.24% | State Credit Union | |
| Montgomery | 39,014 | $460.9M | 11.83% | State Credit Union | |
ALATRUST LICU | Hoover | 13,358 | $219.5M | 13.91% | State Credit Union |
ALL IN LICU | Daleville | 214,593 | $3.7B | 9.83% | Federal Credit Union |
AMERICA'S FIRST LICU | Birmingham | 195,131 | $2.7B | 12.01% | Federal Credit Union |
| Andalusia | 887 | $3.2M | 20.65% | Federal Credit Union | |
ANG LICU | Birmingham | 1,778 | $24.2M | 9.83% | Federal Credit Union |
AOD LICU | Bynum | 37,753 | $462.0M | 16.16% | Federal Credit Union |
AUBURN UNIVERSITY LICU | Auburn | 18,122 | $269.1M | 9.57% | State Credit Union |
AVADIAN LICU | Birmingham | 83,228 | $1.4B | 10.02% | State Credit Union |
AZALEA CITY LICU | Mobile | 4,379 | $46.1M | 15.32% | State Credit Union |
BALDWIN COUNTY LICU | Bay Minette | 2,047 | $31.8M | 12.01% | Federal Credit Union |
| Birmingham | 2,661 | $10.2M | 19.14% | State Credit Union | |
BLUE FLAME LICU | Mobile | 769 | $10.7M | 15.05% | State Credit Union |
| Courtland | 3,043 | $51.4M | 14.52% | State Credit Union | |
CHATTAHOOCHEE LICU | Valley | 2,751 | $23.5M | 14.67% | Federal Credit Union |
| Anniston | 176 | $4.0M | 28.95% | State Credit Union | |
| Mc Intosh | 355 | $5.3M | 19.71% | State Credit Union | |
| Tuscaloosa | 1,583 | $20.5M | 24.54% | State Credit Union | |
COOSA PINES LICU | Childersburg | 25,798 | $413.6M | 15.98% | Federal Credit Union |
| Normal | 619 | $2.8M | 16.42% | Federal Credit Union | |
COVINGTON SCHOOLS LICU | Andalusia | 1,527 | $21.9M | 34.38% | Federal Credit Union |
| Demopolis | 741 | $3.3M | 54.46% | Federal Credit Union | |
| Opelika | 2,977 | $21.0M | 13.98% | Federal Credit Union | |
| Birmingham | 14,871 | $194.4M | 11.59% | State Credit Union | |
| Sheffield | 2,614 | $45.3M | 20.29% | Federal Credit Union | |
EMBLEM LICU | Gadsden | 29,577 | $619.2M | 11.15% | State Credit Union |
FAMILY SAVINGS LICU | Rainbow City | 78,378 | $1.2B | 8.71% | State Credit Union |
FAMILY SECURITY LICU | Decatur | 88,783 | $1.1B | 19.50% | State Credit Union |
| Birmingham | 1,726 | $19.4M | 16.76% | State Credit Union | |
| Eutaw | 912 | $2.2M | 22.59% | Federal Credit Union | |
| Montgomery | 1,216 | $12.9M | 13.61% | Federal Credit Union | |
FIREMAN'S MDI | Birmingham | 962 | $7.3M | 36.33% | State Credit Union |
FIVE STAR LICU | Dothan | 66,938 | $1.3B | 13.60% | State Credit Union |
FLORENCE LICU | Florence | 3,930 | $66.6M | 13.77% | Federal Credit Union |
FORT MCCLELLAN LICU | Anniston | 15,331 | $224.7M | 12.68% | State Credit Union |
FOUR SEASONS LICU | Opelika | 9,631 | $102.3M | 8.51% | Federal Credit Union |
GUARDIAN LICU | Prattville | 94,635 | $1.2B | 9.57% | State Credit Union |
| Mobile | 4,792 | $44.1M | 6.12% | Federal Credit Union | |
| Birmingham | 2,105 | $27.4M | 22.42% | State Credit Union | |
HERITAGE SOUTH LICU | Sylacauga | 15,428 | $189.5M | 9.64% | State Credit Union |
| Hoover | 8,095 | $92.1M | 10.01% | State Credit Union | |
| Birmingham | 1,416 | $8.0M | 19.16% | State Credit Union | |
| Florence | 1,963 | $38.4M | 12.45% | State Credit Union | |
LEGACY COMMUNITY LICU | Birmingham | 39,671 | $736.3M | 13.30% | Federal Credit Union |
LISTERHILL LICU | Sheffield | 91,837 | $1.5B | 10.95% | State Credit Union |
| REFORM |
| FDIC |
| $928M |
| Feb 2026 |
| Satisfactory |
| CULLMAN | FDIC | $875M | Feb 2026 | Satisfactory |
| WINFIELD | FDIC | $407M | Jan 2026 | Satisfactory |
| DOZIER | FDIC | $56M | Jan 2026 | Satisfactory |
| GUNTERSVILLE | FDIC | $1.2B | Nov 2025 | Satisfactory |
| HEADLAND | FDIC | $281M | Nov 2025 | Satisfactory |
| DEMOPOLIS | FDIC | $475M | Oct 2025 | Satisfactory |
| GREENSBORO | FDIC | $113M | Aug 2025 | Satisfactory |
| SHEFFIELD | FRB | — | Jul 2025 | Satisfactory |
| ANDALUSIA | FDIC | $667M | Jul 2025 | Satisfactory |
| BIRMINGHAM | FDIC | $2.0B | Jul 2025 | Satisfactory |
| MOBILE | FDIC | $272M | Jul 2025 | Satisfactory |
| CULLMAN | OCC | — | Jun 2025 | Satisfactory |
| HAMILTON | OCC | — | May 2025 | Satisfactory |
| MONROEVILLE | FDIC | $98M | May 2025 | Satisfactory |
| AUBURN | FRB | $1.0B | Mar 2025 | Satisfactory |
| BIRMINGHAM | FRB | — | Mar 2025 | Satisfactory |
| HUNTSVILLE | FDIC | $88M | Feb 2025 | Satisfactory |
| RUSSELLVILLE | FDIC | $172M | Feb 2025 | Satisfactory |
| HARTFORD | OCC | $174M | Jan 2025 | Satisfactory |
| STEVENSON | FDIC | $884M | Jan 2025 | Satisfactory |
| PELL CITY | FDIC | $1.2B | Jan 2025 | Satisfactory |
| BOAZ | FDIC | $486M | Dec 2024 | Satisfactory |
| DOTHAN | FDIC | $218M | Dec 2024 | Satisfactory |
| SELMA | FDIC | $199M | Dec 2024 | Satisfactory |
| ATMORE | OCC | — | Nov 2024 | Satisfactory |
| DOTHAN | FDIC | $746M | Nov 2024 | Satisfactory |
| BIRMINGHAM | FDIC | $18M | Nov 2024 | Satisfactory |
| RUSSELLVILLE | FDIC | $2.9B | Oct 2024 | Satisfactory |
| SWEET WATER | FDIC | $155M | Sep 2024 | Satisfactory |
| TROY | FDIC | $1.6B | Sep 2024 | Satisfactory |
| BREWTON | FRB | — | Aug 2024 | Satisfactory |
| OPP | FDIC | $403M | Jul 2024 | Satisfactory |
| BREWTON | FDIC | $51M | May 2024 | Satisfactory |
| CULLMAN | FDIC | $372M | Apr 2024 | Satisfactory |
| BIRMINGHAM | FDIC | $1.2B | Apr 2024 | Satisfactory |
| ANNISTON | FRB | — | Mar 2024 | Satisfactory |
| WETUMPKA | FDIC | $698M | Mar 2024 | Satisfactory |
| HAMILTON | FDIC | $198M | Feb 2024 | Satisfactory |
| SULLIGENT | FDIC | $129M | Jan 2024 | Satisfactory |
| BIRMINGHAM | FDIC | $892M | Dec 2023 | Satisfactory |
| PHENIX CITY | FDIC | $344M | Dec 2023 | Satisfactory |
| ATMORE | FDIC | $1.5B | Nov 2023 | Outstanding |
| ONEONTA | FDIC | $656M | Nov 2023 | Satisfactory |
| FLORENCE | FDIC | $685M | Nov 2023 | Satisfactory |
| TUSCALOOSA | OCC | — | Oct 2023 | Satisfactory |
| PRATTVILLE | FDIC | $3.9B | Oct 2023 | Satisfactory |