Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$656M
Total Deposits
$563M
Net Loans
$397M
Net Income
$1M
ROA
0.68%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.25%
Risk-Based Capital
19.71%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 368 | 75.82% | 12.77% |
| 2023 | 416 | 76.2% | 9.86% |
| 2022 | 452 | 76.11% | 14.82% |
| 2021 | 397 | 70.03% | 17.63% |
| 2020 | 419 | 72.08% | 15.04% |
| 2019 | 366 | 77.87% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2006
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Total Branches
5
Branch Deposits
$551M
1-Year Change
0
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Preview:
| 2018 | 368 | 86.14% | 4.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red