GUARDIAN
Prattville, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
94,635
Net Worth Ratio
9.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.22B
Peer Group 6
Members
94,635
as of latest quarter
Net Worth Ratio
9.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.22B
Total Shares
$1.01B
Total Loans
$934.9M
Net Worth Ratio
9.57%
≥7% = Well Capitalized
Members
94,635
Delinquency Rate (60d+)
0.77%
$7.2M
Loan-to-share ratio: 92.1%· healthy range 60–80%
Branch Locations
NCUAGuardian Way
1 Guardian Way, Prattville, AL, 36066
8AM - 5PM
Prattville 14
102 Interstate Ct, Prattville, AL, 36066-7363
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
418 Madison
418 Madison Ave, Montgomery, AL, 36104
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Eastdale
3380 Eastdale Cir, Montgomery, AL, 36117
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
Cobbs Ford
1794 E Main St, Prattville, AL, 36066-5582
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
Tallassee
1401 Gilmer Ave, Tallassee, AL, 36078
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Greenville
717 Willow Ln, Greenville, AL, 36037
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Taylor Rd.
2755 Taylor Rd, Montgomery, AL, 36117
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: 9:00 - 12
Troy
1120 Highway 231 S, Troy, AL, 36081
Lobby Hours Monday - Tuesday: 8:30 - 4:30 Wednesday: 9:30 - 4:30 Thursday: 8:30 - 4:30 Friday: 8:30 - 5:00 Saturday: Closed Drive-Thru Hours Monday - Tuesday: 8:00 - 5:00 Wednesday: 9:30 - 5:00 Thursday: 8:00 - 5:00 Friday: 8:00 - 5:30 Saturday: Closed
Washington Hill
300 Jensen Rd, Prattville, AL, 36067
Branch Hours (Paper Mill Employees Only) Monday - Tuesday: 9:00 - 4:00 Wednesday: 9:30 - 4:00 Thursday: 9:00 - 4:00 Friday: 8:30 - 4:00 Closed Daily for Lunch: 12:00 - 12:30
7 more locations not shown.
Mortgage Lending (HMDA)
No HMDA mortgage lending data on record for this credit union.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/guardian-al" target="_blank" rel="noopener">View GUARDIAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.