Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$174M
Total Deposits
$153M
Net Loans
$96M
Net Income
$714K
ROA
1.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.86%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 111 | 92.79% | 2.70% |
| 2023 | 100 | 90% | 2.00% |
| 2022 | 133 | 94.74% | 3.01% |
| 2021 | 119 | 81.51% | 5.04% |
| 2020 | 125 | 92% | 2.40% |
| 2019 | 159 | 94.97% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2025 | Satisfactory | Small Bank |
| Aug 2020 | Satisfactory | Small Bank |
| Sep 2016 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$144M
1-Year Change
0
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Preview:
| 2018 | 304 | 87.17% | 6.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red