Birmingham, AL · Federal Credit Union · Chartered in AL
Who can join
Employer / occupational group
Members
39,671
Net Worth Ratio
13.30%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$736.3M
Total Shares
$638.3M
Total Loans
$428.9M
Net Income
$1.1M
Net Worth Ratio
13.30%
≥7% = Well Capitalized
Members
39,671
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.40%
$1.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 147 | 95 | 25 | 64.6% | 17.0% |
| 2022 | 176 | 117 | 30 | 66.5% | 17.1% |
| 2021 | 208 | 167 | 23 | 80.3% | 11.1% |
No CFPB complaint data available for this credit union.
CORPORATE
100 Corporate Rdg Ste 200, BIRMINGHAM, AL, 35242-2994
M-F 8AM- 5PM
PRINCETON
701 PRINCETON AVE SW, BIRMINGHAM, AL, 35211-1303
M-F 9 am - 4:30 pm
MEADOWBROOK
200 Corporate Rdg, Birmingham, AL, 35242-2948
M-T 9am-4:30pm Friday 9am - 6:00pm
HUFFMAN
9825 PARKWAY E, BIRMINGHAM, AL, 35215-7301
M- T 9AM- 4:30PM FRIDAY 9AM - 6:00PM
CHACE LAKE
1880 Chace Dr, Hoover, AL, 35244-1825
M-T 9AM- 4:30PM FRIDAY 9AM - 6:00PM
TRUSSVILLE
6001 Service Rd, BIRMINGHAM, AL, 35235-2179
M-T 9AM-4:30PM FRIDAY 9AM- 6PM
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<a href="https://bankscorer.com/credit-union/legacy-community" target="_blank" rel="noopener">View LEGACY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 67.2%· healthy range 60–80%
UAB
1920 4TH AVE S, BIRMINGHAM, AL, 35233-2014
M-T 9AM-4:30PM FRIDAY 9AM-6PM
ALABASTER
810 Colonial Promenade Pkwy, Alabaster, AL, 35007
Mon-Thurs 9-4:30Fri 9-6
Homewood
47 W Oxmoor Rd, Birmingham, AL, 35209-6409
9-4:30 Monday - Thursday 9-6:00 Friday
McCalla
4681 Bell Hill Rd, Bessemer, AL, 35022-6946
Mon-Thurs 9-4:30 Fri 9-6
2 more locations not shown.