Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.9B
Total Deposits
$3.5B
Net Loans
$2.7B
Net Income
$15M
ROA
1.52%
Above avg for Community banks. Peer avg: 0.90%
ROE
17.19%
Risk-Based Capital
13.78%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,507 | 82.88% | 5.31% |
| 2023 | 1,840 | 87.5% | 4.46% |
| 2022 | 2,068 | 92.31% | 3.43% |
| 2021 | 964 | 89.32% | 6.22% |
| 2020 | 869 | 87.8% | 8.75% |
| 2019 | 715 | 86.15% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Large Bank |
| Dec 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2008
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Total Branches
23
Branch Deposits
$3.2B
1-Year Change
0
5-year net change: +6 branches
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| 11.19% |
| 2018 | 540 | 82.41% | 13.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red