Bynum, AL · Federal Credit Union · Chartered in AL
Who can join
Multiple / other
Members
37,753
Net Worth Ratio
16.16%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$462.0M
Total Shares
$393.6M
Total Loans
$250.4M
Net Worth Ratio
16.16%
≥7% = Well Capitalized
Members
37,753
Delinquency Rate (60d+)
0.24%
$605K
Loan-to-share ratio: 63.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 75 | 59 | 9 | 78.7% | 12.0% |
| 2022 | 149 | 116 | 19 | 77.8% | 12.8% |
| 2021 | 179 | 147 | 18 | 82.1% | 10.1% |
No CFPB complaint data available for this credit union.
Oxford
12 Elm St, Oxford, AL, 36203
M-F 9AM - 5PM SAT 8AM - 12 Noon
Bynum Main
334 Victory Drive, Bynum, AL, 36253
M-F 9AM - 5PM
Greenbrier
216 Greenbrier Dear Rd, Anniston, AL, 36207-6610
M-F 9AM - 5PM Saturday 8AM - 12PM Drive Thru: M-Th 9AM - 5PM; Fri 9AM - 6PM; Sat 8AM - 12PM
Lenlock
150 Bill Robison Pkwy, Anniston, AL, 36206-2623
M-F 9AM - 5PM Drive Thru: M-Th 9AM - 5PM; Fri 9AM - 6PM, Sat 8AM - 12PM
Jacksonville
1060 JD & L Dr SW, Jacksonville, AL, 36265
9 AM - 5PM Mon-Fri ; 8AM-12 Noon Sat
Pell City
275 Vaughn Spur, Pell City, AL, 35128-8000
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/aod" target="_blank" rel="noopener">View AOD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Lobby Monday through Friday 9AM-5PMDrive-ThruMonday through Thursday9AM-5PMFriday 9AM-6PM