Birmingham, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
14,871
Net Worth Ratio
11.59%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$194.4M
Total Shares
$179.8M
Total Loans
$99.0M
Net Income
$178K
Net Worth Ratio
11.59%
≥7% = Well Capitalized
Members
14,871
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$242K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 51 | 51 | 0 | 100.0% | 0.0% |
| 2022 | 97 | 77 | 20 | 79.4% | 20.6% |
| 2021 | 97 | 79 | 18 | 81.4% | 18.6% |
No CFPB complaint data available for this credit union.
Adminstrative
105 Frankfurt Cir, Birmingham, AL, 35211-6978
9 am to 5 pm Monday- Friday
Alabaster
791 4th Pl SW, Alabaster, AL, 35007-8878
9 am to 5:30 pm Monday - Friday
Trussville
430 Main St, Trussville, AL, 35173
9 am to 5:30 PM Monday - Friday
Gardendale
1233 Pecan Ave, Gardendale, AL, 35071
9 am to 5:30 PM Monday- Friday
Homewood
2100 18th St S, Birmingham, AL, 35209
8am to 12:30/1:30-4:30 monday - friday (only when JEFCO BOE is open)
McCalla
4821 McAdory School Rd, Mc Calla, AL, 35111-3441
9 am to 5:30 pm Monday - Friday
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<a href="https://bankscorer.com/credit-union/eco" target="_blank" rel="noopener">View ECO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 55.1%· healthy range 60–80%
Riverchase
3746 Lorna Rd, HOOVER, AL, 35216
9 am to 5:30 pm Monday - Friday