Anniston, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
15,331
Net Worth Ratio
12.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$224.7M
Total Shares
$202.2M
Total Loans
$95.8M
Net Income
$170K
Net Worth Ratio
12.68%
≥7% = Well Capitalized
Members
15,331
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.72%
$689K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 34 | 17 | 12 | 50.0% | 35.3% |
| 2022 | 134 | 112 | 4 | 83.6% | 3.0% |
| 2021 | 76 | 52 | 17 | 68.4% | 22.4% |
No CFPB complaint data available for this credit union.
Golden Springs Corporate Office
1010 Golden Springs Rd, Anniston, AL, 36207
8:30 am till 5:00 pm Monday thru Friday. Drive Thru open till 6:00pm on Fridays
Anniston
1731 Noble St, Anniston, AL, 36201
8:30 A.M. TO 5:00 P.M. MONDAY-FRIDAY. Drive Thru open till 6:00 pm on Fridays
Jacksonville
1204 Church Ave SE, Jacksonville, AL, 36265
8:30 A.M. TO 5:00 P.M. Drive Thru is open till 6:00 pm on Fridays
Roanoke
4479 Highway 431, Roanoke, AL, 36274-2603
8:30 A.M. - 5:00 P.M. MONDAY - FRIDAY
Ohatchee
7718 AL HIGHWAY 77, OHATCHEE, AL, 36271
8:30 A.M. - 5:00 P.M. MONDAY - FRIDAY
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<a href="https://bankscorer.com/credit-union/fort-mcclellan" target="_blank" rel="noopener">View FORT MCCLELLAN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 47.4%· healthy range 60–80%
Pell City
2239 Martin St S, Pell City, AL, 35128-2390
8:30A.M. TO 5:00 P.M. MONDAY-FRIDAY