Sheffield, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
91,837
Net Worth Ratio
10.95%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.46B
Total Shares
$1.30B
Total Loans
$1.07B
Net Income
$1.6M
Net Worth Ratio
10.95%
≥7% = Well Capitalized
Members
91,837
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.38%
$4.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 537 | 446 | 27 | 83.0% | 5.0% |
| 2022 | 1,059 | 949 | 45 | 89.6% | 4.3% |
| 2021 | 879 | 790 | 29 | 89.9% | 3.3% |
No CFPB complaint data available for this credit union.
Main Office
4790 2nd St, Muscle Shoals, AL, 35661-1285
8:00 - 4:30 Monday through Friday 8:30 - 12:00 Saturday
Cullman
1850C Cherokee Ave SW Ste C, Cullman, AL, 35055-5546
Monday - Thursday 9 to 5 Friday 9-6 Closed daily from1 to 2
Downtown
301 W College St, Florence, AL, 35630-5555
Monday-Friday 9 to 5 Drive up window Thursday & Friday 9 to 6 Saturday 8:30 to 12
Haleyville
42213 Highway 195, Haleyville, AL, 35565
Monday-Friday 9 to 5 Saturday 8:30 to 12 Drive-up window Friday 9 to 6
Killen
300 Highway 43, Killen, AL, 35645-9105
Monday - Friday 9 to 5 Saturday 8:30 to 12 Drive-up Window Thursday & Friday 9 to 6
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<a href="https://bankscorer.com/credit-union/listerhill" target="_blank" rel="noopener">View LISTERHILL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 82.1%· healthy range 60–80%
Double Springs
15365 Highway 278, Double Springs, AL, 35553
Monday - Thursday 9 to 5 Friday 9 -6
Hough Road
2995 Hough Rd, Florence, AL, 35630-1765
Monday-Friday 9 to 5 Saturday 8:30 to 12 Drive-up window Monday - Wednesday 7-5 Thursday- Friday 7-6
Hamilton
2201 Military Street St S, Hamilton, AL, 35570-6640
Monday-Friday 9 to 5 Closed daily from 1 to 2
Petersville
3701 Cloverdale Rd, Florence, AL, 35633-1109
Monday - Frday 9 to 5 Saturday 8:30 to 12 Drive-up Window Thursday & Friday 9 to 6
Russellville
13400 Highway 43, Russellville, AL, 35653
Monday - Friday 9 to 5 Saturday 8:3o to 12 Drive-up Window Thursday & Friday 9 to 6
8 more locations not shown.