Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$199M
Total Deposits
$181M
Net Loans
$141M
Net Income
$595K
ROA
1.20%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.51%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 75 | 64% | 18.67% |
| 2023 | 61 | 62.3% | 24.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Small Bank |
| Jan 2019 | Satisfactory | Small Bank |
| Mar 2013 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Total Branches
4
Branch Deposits
$185M
1-Year Change
0
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