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GULF COAST

Mobile, AL · Federal Credit Union · Chartered in AL

LICU MDIAdequately Capitalized

Who can join

Employer / occupational group

Charter #7520Est. 1951RSSD: 624086

Members

4,792

Net Worth Ratio

6.12%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$44.1M

Peer Group 3

Members

4,792

as of latest quarter

Net Worth Ratio

6.12%

Adequately Capitalized

Institution Profile

NCUA

Address

1001 Springhill Ave, Mobile, AL 36604

Chartered

1951

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$44.1M

Total Shares

$41.3M

Total Loans

$18.4M

Net Worth Ratio

6.12%

≥7% = Well Capitalized

Members

4,792

Delinquency Rate (60d+)

1.70%

$313K

Loan-to-share ratio: 44.6%· healthy range 60–80%

Branch Locations

NCUA

Main Office-1001 Springhill

1001 Spring Hill Ave, Mobile, AL, 36604-2713

Monday through Thursday 8:30am to 5:00pm 8:30 am to 5:30pm on Friday

MainATMDrive-thru

Branch-4313 Downtowner

4313 Downtowner Loop S, Mobile, AL, 36609

Monday through Thursday 8:30am to 5:00pm and 8:30 to 5:30 Friday

Drive-thru

Theodore-5808 Hwy. 90

5808 Highway 90 Ste F, Theodore, AL, 36582-1698

M-Th 8:30AM-5:00PM F-8:30AM-5:30PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.