Birmingham, AL · Federal Credit Union · Chartered in AL
Who can join
Rural district
Members
8,117
Net Worth Ratio
14.43%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$211.9M
Total Shares
$183.5M
Total Loans
$134.2M
Net Worth Ratio
14.43%
≥7% = Well Capitalized
Members
8,117
Delinquency Rate (60d+)
0.03%
$40K
Loan-to-share ratio: 73.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 87 | 45 | 15 | 51.7% | 17.2% |
| 2022 | 196 | 129 | 32 | 65.8% | 16.3% |
| 2021 | 159 | 92 | 22 | 57.9% | 13.8% |
No CFPB complaint data available for this credit union.
ACIPCO Federal Credit Union
1501 31st Ave N, Birmingham, AL, 35207
8:00 am to 4:30 pm Monday through Friday
Legacy Credit Union
47 W Oxmoor Rd, Birmingham, AL, 35209
8:30 am to 4:30 pm
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<a href="https://bankscorer.com/credit-union/acipco" target="_blank" rel="noopener">View ACIPCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.