Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$928M
Total Deposits
$808M
Net Loans
$580M
Net Income
$3M
ROA
1.28%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.98%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 141 | 82.98% | 8.51% |
| 2023 | 122 | 92.62% | 4.10% |
| 2022 | 162 | 88.27% | 4.32% |
| 2021 | 167 | 94.01% | 2.99% |
| 2020 | 190 | 90% | 5.79% |
| 2019 | 182 | 78.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Outstanding | Intermediate Small Bank |
| Jul 2019 | Outstanding | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
16
Branch Deposits
$822M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 181 | 70.17% | 11.60% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red